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Rates and APR's are based on purchase loan amounts of $200,000 for conforming loans and $417,000 for jumbo loans.  The maximum loan amount for a conforming loan is $417,000. These rates are for reference only and are subject to change without notice.

There are No Application Fees, No Origination Fees, and No Points!

Programs

Rate

APR

30 year Fixed Conforming
Fixed for the lifetime of the loan. No pre-payment penalties. The most conservative and stable of all loans.

4.250%

4.309%

20 year Fixed Conforming
Fixed for the lifetime of the loan. No re-payment penalties. Great for faster equity build up. Pay-off your loan 10 years earlier and at a lower rate. Saves over $100,000 in interest over the lifetime of the average loan.

4.000%

4.190%

15 year Fixed Conforming
Fixed for the lifetime of the loan. No pre-payment penalties. Great for faster equity build up. Pay-off your loan in half the time and at a lower rate. Saves over $120,000 in interest over the lifetime of the average loan.

3.500%

3.621%

No Money Down - 100% Financing USDA loan
Fixed for 30 years, NO PMI, call for more info!

4.000%

5.122%

30 year Fixed VA - 100% Financing

3.990%

4.582%


Looking for a mortgage company with outstanding customer service? 

We text, email and call our clients!

Call now.. 407-977-5656 

Contact Us For a Free loan scenario to see how much you can save with us!!


All types of financing are available for many credit types.

PURCHASE  a home with NO MONEY DOWN and little or no closing costs available! Call us now for information.

Call now.. 407-977-5656

*Rates based on $200,000 loan amount, 20% down, excellent credit. Rates subject to change.
Rates current as of 
11/09/2015

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1st Residential Funding

1755 W. Broadway St.
Suite 2
Oviedo, FL 32765

(407) 977-5656
(888) 854-RATE
Fax: (407) 977-7727


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