Why Choose Us Over A Bank

1st Residential has an advantage over banks because we can offer the most competitive interest rates and a much wider variety of types of loan programs. This allows us to provide our clients with the financing they need to make their dreams come true. Direct lenders or banks are lending their own money and only have their own in house programs and can not “shop” a rate or loan program from other wholesalers. 1st Residential is a correspondent lender, we have over 60 wholesalers from which to choose the best loan program and rates to suit our borrowers needs. Not only can 1st Residential find consumers a better deal, it is often more cost effective.

Call now at 1 888 854-RATE and let us get the best loan and rate available for you!



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